场内基金分红排行

Fund dividend ranking in the market

The dividend ranking of onshore funds is an important factor for investors to consider when making investment decisions. In this article, we will discuss the key points related to the dividend ranking of onshore funds and provide a detailed analysis based on big data.

1. Net asset value and dividend distribution

1.1 Net asset value after dividend distribution

After the dividend distribution, the net asset value of the fund should not be lower than the initial face value, which is typically 1 yuan. For example, in 2013 and 2018, the net asset value of some funds was lower than 1 yuan, and no dividends were distributed. However, in 2011, although the year-end net asset value was lower than 1 yuan, dividends were distributed in the following year.

2. Costs and fees

2.1 Commission fees

The commission fee for buying onshore funds is typically a percentage of the total investment amount. For example, if the commission fee is 0.35%, the commission fee for buying 100,000 yuan worth of onshore funds would be 350 yuan.

2.2 Minimum fee

There is a minimum fee for transaction costs, such as 5 yuan. If the commission fee is 0.35% and the investment amount is only 1,000 yuan, the transaction fee would still be 5 yuan. This means that the transaction cost rate is relatively high for small investments.

3. Trading and settlement

3.1 Trading settlement time

Onshore fund transactions are typically settled on the next working day (T+1), while off-shore fund transactions can take between T+1 to T+7 working days.

3.2 Dividend distribution

Onshore funds only offer cash dividends, while off-shore funds offer both cash dividends and dividend reinvestment.

4. Redemption and withdrawal

4.1 Redemption time

Onshore funds can be redeemed on the second working day after the initial purchase, with funds usually transferred within T+1 to T+7 working days (including QDII funds).

4.2 Dividend distribution

Dividend distribution methods vary. Onshore funds only offer cash dividends, while off-shore funds offer both cash dividends and dividend reinvestment.

5. Rankings and performance

5.1 Fund rankings

The performance of onshore funds can be compared through the rankings provided by various financial institutions, such as banks and expert rating agencies. These rankings are based on criteria such as net asset value growth, dividend distribution, and stability of returns.

5.2 Performance evaluation

Investors can analyze the historical performance of onshore funds based on big data and evaluate factors such as risk-adjusted returns, volatility, and consistency of returns. This evaluation can assist investors in making informed investment decisions.

6. Fund custodian and management

6.1 Fund custodian

Financial institutions, such as banks, act as the custodians for onshore funds. The custodian ensures the safekeeping of fund assets and oversees the transactions and operations related to the fund.

6.2 Fund management

The fund management department of the custodian is responsible for the day-to-day operations and management of the fund, including portfolio management, investment decision-making, and dividend distribution.

Conclusion

In conclusion, the dividend ranking of onshore funds is an important factor for investors to consider. This article has provided a detailed analysis of the key points related to the dividend ranking of onshore funds, including net asset value, costs and fees, trading and settlement, redemption and withdrawal, rankings and performance, and fund custodian and management. By considering these factors and analyzing big data, investors can make more informed investment decisions in the onshore fund market.